Renowned for its breathtaking landscape, peaks, and mountains, Nepal is one of the best destinations for trekking, hiking, peak climbing, and Mountain expeditions. Thousand of tourists visit annually for adventurous activities and explore the natural beauty of Nepal. Also, Nepal offers thrilling adventures such as Paragliding, River Rafting, Bungee jumping, and Canyoning.
Travelers don’t have to show any travel insurance while entering Nepal. It is not a mandatory requirement for the tourist to have travel insurance. But if you are traveling for the purpose of mountain expeditions, it is compulsory to have travel insurance. Also, we recommend having travel insurance if you are considering visiting Nepal.
Having Insurance is the best choice that can provide important coverage for various unseen circumstances. Travelers will have peace of mind while trekking in the risky area. It is better to arrange travel insurance earlier before you arrive here. Medical expense in foreign land is expensive and becomes unbearable due to financial burden.
Furthermore, travelers should check if they have an existing insurance policy covering the plans while traveling. It is better if you already have Insurance than getting a new one because it will save money. Also, the new Insurance will be costly.
Insurance coverage
Trekking at the higher altitude of the Himalayas of Nepal can sometimes cause unforeseen circumstances. While trekking in such places, sometimes the trekkers need to be uplifted from the air ambulance. Also, some health-related issues can occur during the trek, like altitude sickness, extreme fatigue, acute mountain sickness, and other injuries and illnesses.
Weather also plays an important role during the trekking. Some of the trekkers like to do extreme adventures during the winter and monsoon season in the high Himalayas. During this period, there is the chance of roadblocks lost due to poor visibility, avalanches can occur, and heavy rainfall will worsen the conditions. To tackle the situation and for the safety of the trekkers, Insurance should cover what can occur during the trek.
Below are some of the list that the Insurance should cover while traveling inside Nepal:
Accidental death, flight accident, and repatriation insurance
Nepal has a difficult landscape due to the high terrain and difficult road conditions in the rural areas of Nepal. Traveling in such a place is risky and sometimes dangerous. The chances of accidental death on the road and the flight are low, but it is impossible to predict.
Lost and Delayed Luggage
Travelers, after they arrive in Nepal, sometimes will not receive their bags and luggage at the airport in time due to being misplaced or lost. Also, while traveling in different places in Nepal, trekkers will forget their bags and chances of loss, although it is extremely rare. Even though Nepal’s crime rate is low, Insurance will help to cover your valuable things in case of theft, pickpocketing, or robbery.
Cancellation Insurance
Due to the possibility of flight delay and inability to reach the destination, sometimes you can miss the flight. Also, difficult road conditions and being stuck in place due to bad weather conditions can cause a flight to be missed. If the travelers cannot continue between the treks due to extreme illness or injury under such conditions, insurance will also help you. Travelers should read the policy well before doing such type of Insurance whether they are eligible or not.
Insurance For Passport and Your Money
Passports and money are the important things that you need to make safe and secure while traveling anywhere abroad. All travelers coming for business or adventure purposes can do this Insurance.
Other Insurance Stipulations
Apart from health-related issues, there is a chance that political issues, strikes, natural disasters, viruses, and other unseen conditions can happen anytime. For example, there was a COVID situation that affected not only travelers but the whole world. Sudden changes in politics can cause the cancellation of flights, and sometimes, travelers will get stuck abroad. In such a situation, there is a chance of financial and medical problems. To tackle such kinds of unseen events, travelers who have travel insurance can benefit from it.
Conclusion
Among the world’s highest mountains, Nepal alone has eight highest mountains—the risk factor increases while trekking in such a high-altitude area. Lukla Airport, one of the most dangerous airports, also lies in Nepal which is the main hub for trekking destinations. Most of the traveling destinations are surrounded by towering mountains and forests. Also, roads are narrow, and it isn’t easy to get access to the rural areas of Nepal.
Nepal sits in the high-risk zone for earthquakes and other natural disasters like floods, landslides, and storms that keep occurring inside Nepal. Therefore, travelers having travel insurance will be relieved in such situations medically as well as financially. We recommend doing Insurance before advancing in trekking areas.
It is mandatory for travelers who come to visit Nepal for extreme adventure.
We also provide the trekking facility with Insurance for travelers around the world. For more information regarding the Insurance and the policy, you can contact or mail us in our office.
